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Risky Home Loans Are Making a Comeback. Are They Right for You? – Still, lending standards are higher, he said. “We’re not talking about the no-asset, no-income, no-verification loans,” he said. “We’re talking about someone with a nontraditional income source that’s.
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Stated-income loans start a comeback – Those loans virtually vanished after the housing bubble burst. fixed mortgage at a rate as low as 5.75%, with zero down, no income verification, no down payment and a subpar credit score," says Bob.